You can use the Payment Center to quickly and securely make a deposit or a loan, mortgage, or credit card payment using funds from your checking or savings account at another financial institution. Please allow 1 business day to process and post your payment. If you would like to start an automatic recurring payment, please contact Member Services at 850-862-0111 or 800-367-6159 ext 1433.
Please make note of these account number formats for entering a payment.
Use your regular account number in a 9 digit format. Add leading zeros to make 9 digits. Do not use the number from the bottom of your checks as it includes an extra check digit.
Loan Payment – Enter a 9 digit account number, plus L for Loan, plus the suffix number. For example, if you want to make a payment on account 123456 to the Loan 41, enter the account number like this: 000123456L41
15 and 30 Year Conventional Mortgage – Must make a full regular payment, no partial payments. Enter a 9 digit account number, plus M for Mortgage, like this: 000123456M
MasterCard Payment – Enter the full MasterCard number.
Deposit to Account – Enter a 9 digit account number, plus S for Suffix, plus the suffix number. For example, if you want to make a deposit to account 123456 to the S1 Savings, enter the account number like this: 000123456S1.
NOTE: This service is for making payments from another institution to your EFCU account. If you want to transfer funds from one EFCU account to another, you can do this for free by using Home Branch or contacting Member Services at 850-862-0111 or 800-367-6159 ext 1402.